SHARE ACCOUNTS (SHARES): Start saving with us!Regular Shares
Christmas Shares
Special Shares




  • Dividends are posted to your account quarterly
  • Statements are mailed quarterly
  • Share Accounts carry Life Savings Insurance.  This insurance is provided for eligible members up to $3,000.00 at no cost to members
  • Share accounts are separately insured to $250,000.00 by the NCUA
  • Open a Share Account






Open a checking account today!
  • No minimum balance
  • No service charge
  • Online check reordering
  • Check cashing privileges are available to members with a Share Draft account
  • Monthly statements
  • Share Draft accounts are separately insured to $250,000.00 by the NCUA
  • Open a Share Draft Account



  • The power of both an ATM card and a check cashing card
  • Honored anywhere VISA®  is accepted and at ATM machines displaying the STAR® or the Plus® symbol
  • Access to Share Draft account for purchases and withdrawalsFind an ATM anywhere!Plus
  • Access to Share account for withdrawals only
  • Daily reset amounts are $300 for ATM withdrawals and $500 for check cashing
  • No cost
  • Apply for a VISA® Check Cashing Card



Six-Month Share Certificates
12-Month Share Certificates
18-Month Share Certificates
24-Month Share Certificates
30-Month Share Certificates
36-Month Share Certificates

Minimum $1,000.00
Minimum $   500.00
Minimum $   500.00
Minimum $   500.00
Minimum $   500.00
Minimum $   500.00


Invest with R-S Bellco FCU!


Coverdale Education Savings Accounts (formerly Educational)







  • Save for retirement years with an IRA Investment Account
  • Excellent Rates with dividends posted quarterly
  • IRA accounts are separately insured to $250,000.00 by the NCUA







Make your wishes come true!

Auto Loans
Home Equity Loans
Motorcycle, RV, and Boat Loans 
Share and Certificate Secured
Unsecured Loans

Loan policy is based on the member's needs and ability to repay

  • Interest rates vary according to the type of loan
  • Credit Disability and Credit Life Insurance may be purchased by qualifying members under the statement of insurability
  • New members are eligible to apply for an unsecured loan three months after becoming a member
  • Guaranteed Asset Protection (GAP) insurance is available for most car loans

Guaranteed student loans (PHEEA) and Parent Plus loans are also available.





  • Trusted around the world12.90% APR*
  • No annual fee
  • 25-day grace period
  • VISA® credit card honored world-wide
  • Credit Union VISA® card holders pay less!
  • New members are eligible to apply for a Credit Union VISA® card three months after becoming a member
  • Lost of stolen card?  Call the credit union immediately - after hours call 1-800-433-0505
  • Apply for a VISA® Credit Card


*APR - Annual Percentage Rate






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