Rates







 

LOAN RATES

Rates are subject to change at any time without prior notice. 

Type of Loan

Description

Term

Rate (1)

Car Loans

New Car Loans (2)

Up to...

4 years

1.99%

Up to...

5 years

2.99%

Up to...

6 years

3.49%

Used Car Loans

MEMBER LOYALTY REWARDS - TAKE

  AN EXTRA 1/2% OFF THESE LOW

  RATES ON CAR/TRUCK LOANS!!! *

2015-2017 models, up to...

4 years

1.99%

2015-2017 models, up to...

5 years

2.99%

2015-2017 models, up to...

6 years

3.49%

2013-2014 models, up to...

4 years

2.49%

2013-2014 models, up to...

5 years

3.49%

2013-2014 models, up to...

6 years

3.99%

2011-2012 models, up to...

5 years

3.99%

2011-2012 models, up to...

6 years

4.49%

2010 models, up to...

5 years

4.49%

2010 models, up to...

6 years

4.99%

2006-2009 models, up to...

4 years

5.24%

Home Equity Loans

Home Equity

 * requires qualified checking account

Member Loyalty Reward *

10 yrs

2.99%

Up to...

5 years

2.75%

Up to...

10 years

3.75%

Up to...

15 years

4.75%

Up to...

20 years

6.24%

Share Secured Loans
Fully Secured by Regular Shares           

Up to...

5 years

3.24%

Fully Secured by Share Certificate       

Up tp...

5 years

3.24%

MEMBER LOYALTY REWARDS - SHARE SECURED LOANS ONLY 2.74% * !!!

Unsecured Loans

Unsecured (up to $5,000)

Up to...

36 months

9.00%

Up to...

60 months

9.99%

BOARD SPECIAL - $3,000.00 for 18 MONTHS at 7.99% 

 
Other Secured Loans
New Motorcycles (2)

Up to...

4 years

4.24%

Up to...

5 years

5.24%

Up to...

6 years

6.24%

Used Motorcycles

MEMBER LOYALTY REWARDS - TAKE

  AN EXTRA 1/2% OFF THESE LOW

  RATES ON OTHER SECURED LOANS!!!

2015-2017 models, up to...

4 years

4.24%

2015-2017 models, up to...

5 years

5.24%

2015-2017 models, up to...

6 years

6.24%

2013-2014 models, up to...

4 years

4.49%

2013-2014 models, up to...

5 years

5.49%

2013-2014 models, up to...

6 years

6.49%

2011-2012 models, up to...

5 years

6.24%

2006-2010 models, up to...

5 years

6.75%

New Recreational Vehicles (2)

Up to...

5 years

4.74%

Up to...

8 years

6.00%

Used Recreational Vehicles

Up to...

5 years

5.74%

 

Up to...

7 years

7.00%

New Boats (2)

Up to...

5 years

4.74%

Up to...

7 years

6.00%

Used Boats

Up to...

5 years

5.74%

 

Up to...

7 years

7.00%

Credit Card
VISA Credit Card

Up to $5,000.00

Revolving

12.90%

(1)  Rates shown are as low as and may be higher based on creditworthiness, excluding home equity credit lines, share secured, unsecured specials and VISA credit cards.  Rates shown also include a 0.25% reduction for automatic debit of loan payments, excluding home equity credit lines, unsecured specials and VISA credit cards.  Rates reflect current rate promotions.

(2)  New vehicles include current and prior year models that are once titled, within 6 months of purchase, and with less than 5,000 miles.

 


Rates are subject to change without prior notice.

Account

Minimum Balance

Rate

Posting Date

Shares

$5 - $500

0.05%

Quarterly

$501>

0.05%

Quarterly

Account

Term

Rate

APY*

Minimum Balance

Posting Date

Share Certificates

 

 

   

6 months

0.30%

0.30%

$1,000

Monthly

12 months

0.40%

0.40%

$500

Monthly

Youth CD 12 mo+

0.50%

0.50%

$100

Quarterly

18 months

0.54%

0.55%

$500

Quarterly

24 months

0.70%

0.70%

$500

Quarterly

30 months

0.94%

0.95%

$500

Quarterly

36 months

1.04%

1.05%

$500

Quarterly

Account

Type

Rate

APY*

Posting Date

IRAs

 

Traditional

0.40%

0.40%

Quarterly

Roth

0.40%

0.40%

Quarterly

Educational

0.40%

0.40%

Quarterly

 

*APY - Annual Percentage Yield

+Youth CD - Additions of $25 or more permitted during term
 
Service Fee Schedule

 

 

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