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Rates

Rates are subject to change at any time without prior notice. 

New Car Loans 2
Term Rate 1
Up to 4 years 2.74%
Up to 5 years 3.24%
Up to 6 years 3.74%
Used Car Loans
Member Loyalty Rewards - take an extra 1/2% off these low rates on car/truck loans!*
Model Year Term Rate 1
2017-2019 models 4 years 2.74%
  5 years 3.24%
  6 years 3.74%
2015-2016 models 4 years 3.24%
  5 years 3.74%
  6 years 4.25%
2014 models 4 years 3.74%
2013-2014 models 5 years 4.25%
  6 years 4.74%
2012 models 6 years 4.74%
  6 years 5.24%
2008-2012 models 4 years 5.49%
Home Equity Loans
Home Equity Term Rate 1
Member Loyalty Reward * 10 years 2.99%
  5 years 3.00%
  10 years 4.00%
  15 years 5.00%
  20 years 6.00%

* requires qualified checking account

Share Secured Loans
Member Loyalty Rewards - share secured loans only 2.74%!*
Type Term Rate 1
Fully Secured by Regular Shares 5 years 3.24%
Fully Secured by Share Certificate 5 years 3.24%
Unsecured Loans
Board Special - $3,000 for 18 months at 7.99%
Type Term Rate 1
Unsecured (up to $5,000) 36 months 9.00%
Unsecured (up to $5,000) 60 months 9.99%
Other Unsecured Loans
Member Loyalty Rewards - take an extra 1/2% off these low rates on other secured loans!
Type Term Rate 1
New Motorcycles 2
  4 years 4.49%
  5 years 5.49%
  6 years 6.49%
Used Motorcycles
2017-2019 models 4 years 4.49%
  5 years 5.49%
  6 years 6.49%
2015-2016 4 years 4.74%
  5 years 5.74%
  6 years 6.74%
2013-2014 5 years 6.49%
2008-2012 5 years 6.99%
Recreational Vehicles
New 2 5 years 4.99%
New 2 8 years 6.25%
Used 5 years 5.99%
Used 7 years 7.25%
Boats
New 2 5 years 4.99%
New 2 7 years 6.25%
Used 5 years 5.99%
Used 7 years 7.25%
VISA Credit Card
Amount Term Rate 1
Up to $5,000.00 Revolving 12.90%

1  Rates shown are as low as and may be higher based on creditworthiness, excluding home equity credit lines, share secured, unsecured specials and VISA credit cards.  Rates shown also include a 0.25% reduction for automatic debit of loan payments, excluding home equity credit lines, unsecured specials and VISA credit cards.  Rates reflect current rate promotions.

2  New vehicles include current and prior year models that are once titled, within 6 months of purchase, and with less than 5,000 miles.