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Rates

Includes Member Loyalty Rewards - .50% discount

Rates are subject to change at any time without prior notice. 

New Car Loans 2
Term Rate 1
Up to 4 years 2.74%
Up to 5 and 6 years 2.99%
Up to 7 years 4.24%
Used Car Loans
Model Year Term Rate 1
2020 - 2022 models 4 years 2.74%
  5 years 2.99%
  6 years 3.49%
2018 - 2019 models 4 years 3.74%
  5 years 3.99%
  6 years 4.25%
2017 models 4 years 4.24%
  5 years 4.74%
  6 years 4.99%
2016 models 4 years 4.50%
  5 years 4.74%
  6 years 5.24%
2015 models 4 years 4.99%
  5 years 5.24%
  6 years 5.74%
2011 - 2014 models 4 years 5.99%
Home Equity Loans
Home Equity Term Rate 1
Member Loyalty Reward* 3 years 3.25%
  5 years 3.25%
  10 years 3.49%
  15 years 4.15%
  20 years 5.50%
Member Loyalty Reward**
 
10 years 3.49%
Home Equity Line of Credit Special   2.75% for one year

* requires qualified checking account

**Requires first mortgage position; auto debit; less than 80% LTV

Share Secured Loans
Type Term Rate 1
Fully Secured by Regular Shares 5 years 2.50%
Fully Secured by Share Certificate 5 years 2.50%
Secured Personal Loan 3 years 7.49%
Secured Personal Loan 5 years 8.49%
Unsecured Loans
Type Term Rate 1
Unsecured (up to $5,000) 60 months 7.99%
Other Unsecured Loans
Includes Member Loyalty Rewards
Type Term Rate 1
New Motorcycles 2
  4 years 4.99%
  5 years 5.99%
  6 years 6.99%
Used Motorcycles
2020-2022 models 4 years 4.99%
  5 years 5.99%
  6 years 6.99%
2018-2019 4 years 5.24%
  5 years 6.24%
  6 years 7.24%
2016-2017 5 years 6.99%
2014-2016 5 years 7.50%
Recreational Vehicles
New 2 5 years 5.49%
New 2 8 years 6.75%
Used 5 years 6.49%
Used 7 years 7.75%
Boats
New 2 5 years 5.49%
New 2 7 years 6.75%
Used 5 years 6.49%
Used 7 years 7.75%
VISA Credit Card
Amount Term Rate 1
Up to $5,000.00 Revolving 12.90%

1  Rates shown are as low as and may be higher based on creditworthiness, excluding home equity credit lines, share secured, unsecured specials and VISA credit cards.  Rates shown also include a 0.25% reduction for automatic debit of loan payments, excluding home equity credit lines, unsecured specials and VISA credit cards.  Rates reflect current rate promotions.

2  New vehicles include current and prior year models that are once titled, within 6 months of purchase, and with less than 5,000 miles.