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Rates

Christmas loans start on November 1, 2021 with terms up to 18 months as low as 2.50%25  ending on January 31, 2022.

Includes Member Loyalty Rewards

Rates are subject to change at any time without prior notice. 

New Car Loans 2
Term Rate 1
Up to 4 years 1.74%
Up to 5 and 6 years 1.99%
Up to 7 years 2.24%
Used Car Loans
Model Year Term Rate 1
2019 - 2021 models 4 years 1.74%
  5 years 1.99%
  6 years 2.49%
2017 - 2018 models 4 years 2.74%
  5 years 2.99%
  6 years 3.25%
2016 models 4 years 3.24%
  5 years 3.74%
  6 years 3.99%
2015 models 4 years 3.50%
  5 years 3.74%
  6 years 4.24%
2014 models 4 years 3.99%
  5 years 4.24%
  6 years 4.74%
2010 - 2013 models 4 years 4.99%
Home Equity Loans
Home Equity Term Rate 1
Member Loyalty Reward* 3 years 2.25%
  5 years 2.25%
  10 years 2.49%
  15 years 3.15%
  20 years 4.50%
Member Loyalty Reward**
 
10 years 2.49%
Home Equity Line of Credit Special   1.75% for one year

* requires qualified checking account

**Requires first mortgage position; auto debit; less than 80% LTV

Share Secured Loans
Type Term Rate 1
Fully Secured by Regular Shares 5 years 2.50%
Fully Secured by Share Certificate 5 years 2.50%
Secured Personal Loan 3 years 6.49%
Secured Personal Loan 5 years 7.49%
Unsecured Loans
Medical Bill Special - $5,000 for 36 months at 5.00%
Type Term Rate 1
Unsecured (up to $5,000) 60 months 6.99%
Other Unsecured Loans
Includes Member Loyalty Rewards
Type Term Rate 1
New Motorcycles 2
  4 years 3.99%
  5 years 4.99%
  6 years 5.99%
Used Motorcycles
2019-2021 models 4 years 3.99%
  5 years 4.99%
  6 years 5.99%
2017-2018 4 years 4.24%
  5 years 5.24%
  6 years 6.24%
2015-2016 5 years 5.99%
2013-2015 5 years 6.50%
Recreational Vehicles
New 2 5 years 4.49%
New 2 8 years 5.75%
Used 5 years 5.49%
Used 7 years 6.75%
Boats
New 2 5 years 4.49%
New 2 7 years 5.75%
Used 5 years 5.49%
Used 7 years 6.75%
VISA Credit Card
Amount Term Rate 1
Up to $5,000.00 Revolving 12.90%

1  Rates shown are as low as and may be higher based on creditworthiness, excluding home equity credit lines, share secured, unsecured specials and VISA credit cards.  Rates shown also include a 0.25% reduction for automatic debit of loan payments, excluding home equity credit lines, unsecured specials and VISA credit cards.  Rates reflect current rate promotions.

2  New vehicles include current and prior year models that are once titled, within 6 months of purchase, and with less than 5,000 miles.