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Rates

Includes Member Loyalty Rewards - .50% discount

Rates are subject to change at any time without prior notice. 

New Car Loans 2
Term Rate 1
Up to 4 years 4.49%
Up to 5 and 6 years 4.74%
Up to 7 years 5.99%
Used Car Loans
Model Year Term Rate 1
2021 - 2023 models 4 years 4.49%
  5 years 4.74%
  6 years 4.74%
2012 - 2020 models 4 years 5.49%
2016 - 2020 models 5 years 5.75%
2016 - 2020 models 6 years 6.49%
Home Equity Loans
Home Equity Term Rate 1
Member Loyalty Reward* 3 years 5.00%
  5 years 5.00%
  10 years 5.24%
  15 years 5.90%
  20 years 7.25%
Member Loyalty Reward**
 
10 years 5.24%
Home Equity Line of Credit Special   4.25% for one year

* requires qualified checking account

**Requires first mortgage position; auto debit; less than 80% LTV

Share Secured Loans
Type Term Rate 1
Fully Secured by Regular Shares 5 years 2.50%
Fully Secured by Share Certificate 5 years 2.50%
Secured Personal Loan 3 years 8.74%
Secured Personal Loan 5 years 9.74%
Unsecured Loans
Type Term Rate 1
Unsecured (up to $5,000) 60 months 8.99%
Other Unsecured Loans
Includes Member Loyalty Rewards
Type Term Rate 1
New Motorcycles
  4 years 5.74%
  5 years 6.74%
  6 years 7.74%
Used Motorcycles
2015-2023 models 4 years 5.99%
2016-2023 5 years 6.99%
2017-2023 6 years 7.99%
Recreational Vehicles
New 5 years 6.24%
New 8 years 7.50%
Used 5 years 7.24%
Used 7 years 8.50%
Boats
New 5 years 6.24%
New 8 years 7.50%
Used 5 years 7.24%
Used 7 years 8.50%
VISA Credit Card
Amount Term Rate 1
Up to $5,000.00 Revolving 12.90%

1  Rates shown are as low as and may be higher based on creditworthiness, excluding home equity credit lines, share secured, unsecured specials and VISA credit cards.  Rates shown also include a 0.25% reduction for automatic debit of loan payments, excluding home equity credit lines, unsecured specials and VISA credit cards.  Rates reflect current rate promotions.